> ## Documentation Index
> Fetch the complete documentation index at: https://help.redii.co/llms.txt
> Use this file to discover all available pages before exploring further.

# Add or update your beneficiaries

> Manage beneficiary details and allocation percentages from your retirement or deferred-plan account.

You can reach **Beneficiaries** in either of these places, when available to your account:

* **Retirement Benefits → Settings**, after retirement enrollment.
* Your employer's Deferred Compensation plan **Dashboard**.

Both locations show the same beneficiary list. An edit in one appears in the other; these are not separate lists for each plan.

## Add a person

1. Select **Add beneficiary** when the list is empty, or **Add** when it already contains people.
2. Enter **Full name**, select **Relationship**, and enter an **Allocation** percentage.
3. Complete the other required fields shown. You can also record the available contact details.
4. Select **Add**, then check the person and percentage in the list.

<div className="guide-image-desktop">
  <img src="https://mintcdn.com/redii/h4Nukhribpn9e5vj/assets/guides/add-beneficiary.png?fit=max&auto=format&n=h4Nukhribpn9e5vj&q=85&s=f4545c6e43e75ed825a22087206f9aae" alt="Example beneficiary form: 1. Enter the full name and relationship. 2. Set the allocation percentage. 3. Review the details and select Add." width="1200" height="714" data-path="assets/guides/add-beneficiary.png" />
</div>

<div className="guide-image-mobile">
  <img src="https://mintcdn.com/redii/h4Nukhribpn9e5vj/assets/guides/add-beneficiary-mobile.png?fit=max&auto=format&n=h4Nukhribpn9e5vj&q=85&s=266eaf56ec3b0390fabea72c344ae876" alt="Example beneficiary form: 1. Enter the full name and relationship. 2. Set the allocation percentage. 3. Review the details and select Add." width="390" height="661" data-path="assets/guides/add-beneficiary-mobile.png" />
</div>

The allocation summary shows how much of 100% you have assigned. For example, two people with 60% and 40% fill the allocation. This illustrates the total only; choose your own designations.

## Edit or remove a person

* Use the edit control beside the person's name, update the fields, and select **Save**.
* Use the remove control beside the name and confirm **Remove** to remove that person.
* Check the allocation summary again after either action.

If 100% is already allocated, **Add** is disabled. Reduce an existing person's percentage before adding someone else. An allocation cannot exceed the remaining percentage; finish with a total of 100% across the list.

## If the section or a save is unavailable

If retirement settings asks you to complete enrollment, [finish enrollment](/members/retirement/enroll) first. If you participate only in a deferred plan, use **Beneficiaries** on that plan's dashboard.

Read any validation message and correct the indicated fields. [Contact support](/contact-support) if saving still fails. Ask your plan administrator about how designations apply to your plan or how to report a death; editing this list does not submit a payout claim.