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Open Retirement Benefits → Settings after enrollment. Your employer’s plan determines which contribution choices you can make.

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Update the rate

  1. Find Change Contribution Rate and check your current rate and any Plan maximum shown.
  2. Enter a different whole-number percentage in New rate (%), within the displayed limit.
  3. Select Update Rate.
  4. Review Confirm Rate Change, including the contribution information shown.
  5. Select Confirm Change and check the success message.
This changes your voluntary contribution choice. It does not edit your employer’s contribution rules or change your investment strategy.

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When it takes effect

The new rate applies to the next contribution run. If a run is already in progress, the page says the change applies to the following run. A saved rate change does not recalculate a run already underway. You can check available rate-change records in History. Ask your employer which payroll or contribution period will use the new rate if the timing is unclear.

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If you cannot update it

  • Update Rate stays disabled when the value is unchanged or outside the allowed range. Check the percentage and plan maximum.
  • If you see an error after confirmation, check the current saved rate and read the error before trying again. Correct the indicated information or ask for help.
  • If your plan does not permit the contribution choice you need, ask your employer. A zero rate is not a request to withdraw your account or leave your employer.
For an opted-out account, ask your employer about revisiting enrollment rather than assuming the settings form can restart it. See Retirement enrollment and account problems for other access issues.